Colorado Springs community
FAQ

Questions
People Ask.


Buying

Is it a good time to buy a home in Colorado Springs?
It depends on your situation, not the calendar. The best time to buy is when you're financially ready and you've found the right home. We'll help you figure out which one that is by looking at your specific goals, budget, and timeline.
How much does a house cost in Colorado Springs?
The typical range we work with is $350,000 to $1.8 million. Prices vary significantly by neighborhood, home size, and whether it's new construction or resale. For the most current pricing data, we recommend checking our live market report — it updates weekly so you're never working from stale numbers.
What credit score do I need to buy a house?
Most conventional loans look for a minimum of 620-640. FHA loans may go as low as 580. VA loans don't technically have a minimum, but most VA lenders want 620+. If your score isn't there yet, we can connect you with resources to improve it.
How much do I need for a down payment?
It depends on your loan type. Conventional loans can go as low as 3-5% down. FHA loans require 3.5%. VA and USDA loans may require zero down. We'll connect you with a lender who can walk through your specific options.
How long does it take to close on a house?
Typically 30-45 days from accepted offer to closing. VA loans can sometimes take a bit longer. We'll keep you on track with every milestone and make sure nothing falls through the cracks.
What happens if my home doesn't appraise?
If the appraisal comes in lower than the offer price, you have options: negotiate a lower price with the seller, make up the difference in cash, walk away (if you have an appraisal contingency), or split the difference. We've handled this many times and will guide you through it.

Selling

How much does it cost to sell a house?
Typical costs include agent commissions, title insurance, and any seller concessions you agree to. We'll walk you through an estimated net sheet before we list so you know exactly what to expect.
How long does it take to sell a house?
It depends on pricing, condition, location, and the current market. Well-priced homes in desirable neighborhoods typically move faster than those that are overpriced or need work. We'll give you an honest, neighborhood-specific assessment before we list.
What is my home worth right now?
The best way to know is a conversation with us. We'll look at recent comparable sales in your neighborhood, current market conditions, and your home's specific features to give you a realistic pricing strategy. It's not just one number — it's a range with trade-offs at each price point.
Should I sell before I buy?
It depends on your financial situation. Some buyers can carry two mortgages temporarily. Others need to sell first. We'll help you understand your options and plan the timeline that works for your life.

General

What makes you different from other agents?
24 years and 2,000+ homes sold give us patterns most agents never see. But the real difference is that you work with us directly — not an assistant or a team member you've never met. We'll tell you the truth, anticipate problems before they happen, and be there when it matters.
Is Colorado Springs a good place to live?
We think so — and we've built our lives here. Strong economy, 300+ days of sunshine, world-class outdoor recreation, good schools, and a community that still feels like a community despite the growth.
Do I need a real estate agent?
You can technically buy or sell without one — but the data consistently shows that transactions with professional representation close more smoothly, at better prices, and with fewer surprises. An experienced agent pays for themselves.
How do I find a good real estate agent?
Look for someone with deep local knowledge, a proven track record, and the willingness to tell you what you need to hear — not just what you want to hear. Ask for references, check reviews, and trust your instincts. And of course, we'd be honored to be considered.

Military

Can I buy a home with a VA loan?
If you're active duty, a veteran, or a surviving spouse, you're likely eligible for a VA loan. Benefits include zero down payment, no private mortgage insurance, and competitive interest rates. We've closed hundreds of VA transactions and can walk you through the process.
What neighborhoods are best near Fort Carson?
Fountain, Widefield, and Security are the closest and most popular with Fort Carson families. They offer a range of price points, good schools, and quick access to the gate. We know these neighborhoods well and can help you find the right fit.

Still Have Questions?

We love questions. There are no dumb ones. Reach out and we'll give you an honest answer.

Ask Us Anything